How to move into the decumulation phase of retirement planning
Transitioning into retirement can present new challenges, not least, understanding how to sustainably start using your assets to create an income. As you move into the decumulation phase, you might worry about balancing your needs now with your…
Retirement planning: The importance of setting out your lifestyle goals
When you start thinking about the steps you need to take when retiring, your focus might be on the financial side. Yet, it’s often a good idea to start with your lifestyle aspirations. Last month, you read about…
Investment market update: December 2023
Many markets rallied during December based on the expectation that interest rates will start to fall in 2024. Read on to discover what else may have affected your investment portfolio in the final month of 2023. On 27…
The feel-good news stories you might have missed in 2023
The start of the new year is the perfect time to reflect on what has happened over the past 12 months. Although the news often focuses on disheartening events, there are plenty of heartwarming stories out there that…
7 useful tricks that could turn new year resolutions into habits
What are your goals for 2024? Whether you want to improve your health, be smarter with your money, or learn a new skill, it can be hard to know where to start. Recent research discovered the average British…
Inflation is falling. Here’s what it could mean for your finances
High inflation has dominated headlines over the last two years. With the rate now slowly nearing the Bank of England’s (BoE) target, taking stock of what it means for your finances could be useful. The BoE is responsible…
The pension Annual Allowance increased in 2023/24. Have you reviewed your contributions?
The pension Annual Allowance increased significantly in the 2023/24 tax year. If you haven’t already reviewed whether the changes could mean you can tax-efficiently add more to your pension, doing so before the current tax year ends on…
Retirement planning: Should you consider a phased retirement?
Retirement can be an exciting milestone, but one that you might feel nervous about too. Setting out how to achieve the retirement lifestyle you want could help put your mind at ease. One of the first things you…
Investment market update November 2023
While inflation is starting to ease in economies around the world, there are still signs of economic challenges ahead. Read on to find out what affected investment markets in November 2023. UK In November, chancellor Jeremy Hunt delivered…
10 excellent box sets perfect for festive nights in
The Christmas holidays are the perfect time to cuddle up with your loved ones and lose yourself in a brilliant box set. But with so many streaming services and fantastic shows to watch, how can you decide which…
