Using allowances and exemptions could reduce your overall tax bill and help you get more out of your money. On 5 April 2025, the current tax year will end, and many tax-efficient allowances and exemptions will reset. So,…
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Political instability in Europe and further afield affected investment markets in December. Read on to find out what other factors may have influenced your investment returns at the end of 2024. Remember to focus on your long-term goals…
While the saying might be “money can’t buy happiness”, research suggests that financial stability certainly plays a role in your overall wellbeing. In retirement, when you’re no longer earning a salary, finding a way to create financial stability…
Emotions can affect how you feel about different scenarios and your response to them, including when you’re making financial decisions. Improving your emotional resilience could mean you’re better equipped to handle stressful situations. Read on to discover why…
Energy Saving Week is back from 17 January 2025. Throughout the week, the Energy Saving Trust will be working with organisations across the country to share tips on how you can reduce your energy bills and limit your…
When you’re making financial decisions, it can be difficult to look at your options objectively. Indeed, factors like your past experiences and emotions may influence the conclusions you draw. Behavioural finance seeks to understand how people make financial…
Subconscious bias can affect your financial decisions. They might mean you make decisions that aren’t right for you. Setting a goal could help reduce the effect bias has. Read on to discover three reasons why. Cognitive bias is…
With 195 countries to choose from, deciding where to go on your next holiday can be tricky. In a world where many popular holiday destinations are flooded with visitors and overwhelmed with inauthentic restaurants and shops, you might…
Research suggests the fear of running out of money later in life could be holding back millions of retirees. While spending too much too soon is a risk for some retirees, it could also mean you miss out…
On 5 November 2024, US citizens voted for their next president, and the election had a knock-on effect on investment markets and business prospects around the world. Republican Party nominee Donald Trump will serve a second term as…