The age you can access your pension may rise. Could it affect your retirement?
In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will rise from 55 to 57. So, if you hope to retire at 55, you might need to update…
How the “blue dot theory” could influence your life
Do you consider yourself an optimist or a pessimist? The “blue dot theory” could suggest that humans are hard-wired to be pessimists, after psychologists discovered that once our brains are primed to see something (such as a blue…
Investment market update: June 2025
Trade tariffs continued to affect investment markets in June 2025, though uncertainty did start to ease. However, rising tensions in the Middle East may have affected the performance of your investments. Read on to find out more. Remember,…
The joy of anticipation: How financial planning generates wellbeing
This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four Cornerstones of Financial Wellbeing. He founded the Institute for Financial Wellbeing and has written more than 100 episodes…
5 powerful Warren Buffett lessons that could benefit ordinary investors
After more than five decades at the helm of Berkshire Hathaway, legendary investor Warren Buffett has announced he’s retiring at the age of 94. He’s credited with turning the failing textile maker into a successful holding company. In…
Why travelling the world is good for you
Seeing the world and exploring new destinations is a goal many people share. Whether you dream about relaxing on a beach, or you prefer to be on the go ticking off sights, travelling might be more beneficial than…
Key financial planning challenges couples face and how we could solve them
Creating a financial plan can seem complicated, especially if you need to take into account your partner’s views, assets, and goals. At times, you might have conflicting ideas about what is “right” and it can be a difficult…
What does “diversified” mean when you’re investing?
Investing can seem like it’s filled with jargon that’s difficult to get your head around. “Diversification” is one such common term you may have come across. Read on to find out what it means and why it’s important…
4 ways overconfidence could lead to poor investment decision-making
Confidence when you’re handling your finances is a good thing. It can help you feel in control of your financial future, but it is possible to be overconfident too. Indeed, overconfidence is a type of cognitive bias that…
Investment market update: April 2025
Once again, US president Donald Trump’s trade tariffs have affected investment markets throughout April 2025 and could have far-reaching implications over the coming months. Indeed, UN Trade and Development now predicts that global growth will slow to 2.3%…
