4 essential Budget announcements that could boost your pension
In a bid to encourage early retirees back to work, chancellor Jeremy Hunt unveiled several changes to pension allowances during the Budget. The announcements could mean you’re able to save more in your pension and boost your retirement…
The value of financial advice
There are times in life when the advice of an expert is invaluable. Financial advice is often seen as something only for the rich and wealthy, but we know that isn’t the case.
70 percent of under 30s predicted to have a pension shortfall – are you one of them?
New research from the Scottish Widows suggests that whilst auto-enrolment has been a success, under 30s are not putting enough away to save for their future. For the uninitiated, auto-enrolment was introduced as part of the Pension Act…
State Pension Age to increase earlier than planned
The Government has announced a change in its plans for the State Pension Age, delaying it by a year for six million people. The plans will increase the State Pension Age to 68 for people currently aged between…
Majority of class of 2017 retiring early
There are two schools of thought on retiring early. For some people, the question isn’t at what age they wish to retire, it’s at what income. Working past retirement age has obvious financial benefits, and continuing to earn…
Planning for the future after tragedy strikes
Why did Louise come to use for advice? Louise, 34, is a widow, after losing her husband, Paul, following a long illness. Paul and Louise have two young children. Very sensibly they had previously taken out Life Cover…
Are you taking too much money from your pension?
Why did Kathy come to us for advice? Kathy had already retired and was utilising the Pension Freedom rules to draw money from her pension, which was worth around £200,000. She also had an additional £75,000 in investments….
Taking retirement planning seriously
Why did John come to us for advice? John is a self-employed engineer. He works abroad for much of the year and being a family man, he is keen to retire early so he’ll be able to spend…
Time to retire; there’s more to life than working
Why did Derek come to us for advice? After many years of shifts, including night work, coupled with the physical demands of his job, Derek had decided that now was the time to finish work. He had worked…
